Real insights. Smart decisions.   ·   Panama City Beach & the surrounding coast
Condo inspections & reserve planning

Milestone inspection vs SIRS: two different parts of condo due diligence.

Research framework · October 23, 2026
The direct answer

A milestone inspection addresses structural condition. A Structural Integrity Reserve Study addresses specified building components and reserve funding needs. Review both where applicable.

Understand the purpose before comparing documents

DocumentResearch focusBuyer follow-up
Milestone inspectionProfessional structural findings for a defined building and timeRead findings, follow-up recommendations and relevant completion records.
Structural Integrity Reserve StudyComponent planning and reserve funding needsCompare the current study and updates with adopted funding and the budget.

Keep dates and scope together

Check which building each report covers, who prepared it and when. Ask whether an update or follow-up changes the conclusions or funding plan. Avoid comparing an old study with a current dues figure without understanding the intervening decisions.

Questions about applicability and deadlines

Requirements depend on current law, the building and the authority involved. Use current DBPR guidance and the local enforcement agency rather than applying one statewide age or deadline to every property. Historical training videos help explain the process but may not reflect later changes.

How this becomes a useful buyer file

Keep the original reports, amendments, adopted budget, assessment notices and your open questions together. Ask the appropriate licensed professional about technical findings and the association’s authorized representative about funding decisions.

Read Florida DBPR’s current inspection and reserve-study guidance.

Make this specific to your property.

Request a research plan and keep the missing answers visible.

Know more before your next move.
Your next move, with more clarity

Start your property brief.

Tell us what you’re considering so your research request can focus on the questions that matter.

Step 1 of 2 · Your property priorities
About a minute. No obligation.